AML paperwork eats your afternoons.

Your practice management software handles billing and deadlines. Nobody handles the AML compliance documentation that HMRC and ICAEW expect at supervision visits. CDD records, SAR logs, risk assessments, staff training. AccountPad handles all of it.

42,000

Accountancy firms supervised by HMRC for AML compliance. Most store CDD records in email attachments and shared drives with no audit trail.

£5,000

Typical fine for an HMRC AML supervision failure. Repeat non-compliance leads to deregistration. Your entire practice depends on maintaining supervision status.

Scattered

Client ID documents in email, risk assessments in spreadsheets, training certificates in a drawer. When HMRC visits, you spend half a day assembling evidence that should take five minutes.

Without AccountPad

  • CDD documents scattered across email, shared drives, and paper files
  • Risk assessments done once at onboarding and never reviewed again
  • SAR decisions recorded informally or not recorded at all
  • Staff AML training certificates in a filing cabinet nobody checks
  • HMRC supervision visit preparation takes a full day of panic

With AccountPad

  • Central CDD record per client with document upload and expiry alerts
  • Annual risk assessment reminders with pre-populated templates
  • Structured SAR consideration log with decision rationale and timestamps
  • Staff training matrix with expiry tracking and completion rates
  • HMRC-ready evidence pack generated in one click

Nine features. One subscription.

Everything HMRC and ICAEW check at your AML supervision visit.

CDD Records

Structured customer due diligence per client. ID verification, source of funds, beneficial ownership. Document upload with expiry alerts. Enhanced due diligence flagging for high-risk clients.

SAR Consideration Log

Record every suspicious activity consideration with decision rationale and timestamps. Whether you file or not, the decision trail is documented. NCA SAR submission tracking.

Practice-Wide Risk Assessment

AI-assisted firm-wide and client-level risk assessments. Annual review reminders. Pre-populated templates aligned to HMRC guidance. Version history for every update.

Staff Training Matrix

Track AML training for every staff member. Expiry alerts for annual refreshers. Completion rates. Evidence of ongoing training that HMRC expects to see at every visit.

Policies and Procedures

AML policy templates aligned to the Money Laundering Regulations 2017. Version control, staff acknowledgement tracking, annual review reminders. Always current, always evidenced.

Client Screening

PEP and sanctions screening reminders per client. Record screening dates, results, and escalation decisions. Batch screening alerts when lists update.

HMRC Supervision Prep

AI-generated self-assessment against HMRC AML supervision requirements. Evidence pulled from live data. Readiness score. Gap analysis before the visit happens.

Incident and Breach Log

Record data breaches, near-misses, and compliance failures. Root cause analysis. Corrective actions with deadlines. Evidence of a learning culture that regulators want to see.

Phone, SMS and WhatsApp

AI-generated call scripts. Outbound SMS and WhatsApp reminders. Inbound call logging with voicemail transcription. Automated bulk reminders for CDD document expiry, training renewals, and risk assessment reviews. No other accountancy compliance tool has built-in telephony.

How it works

Three steps. Live in fifteen minutes.

1

Register your practice

Enter your firm name, HMRC supervision number, staff list, and client list. Onboarding creates CDD templates and risk assessment frameworks.

2

Record as you work

Log CDD checks during client onboarding. Record SAR considerations as they arise. Training completions sync automatically. Everything is timestamped.

3

Always supervision-ready

Live dashboard showing CDD completion rates, overdue risk assessments, training gaps, and supervision readiness score. One screen, always current.

Pricing

Monthly billing. Cancel any month. No annual contracts.

Free

£0
1 user, 20 clients
  • Dashboard with readiness score
  • CDD records
  • SAR consideration log
  • CSV export

Starter

£79/mo
Up to 10 users
  • Unlimited clients
  • Risk assessments
  • Training matrix
  • Policies and procedures
  • PDF export

Professional

£199/mo
Up to 30 users
  • Everything in Starter
  • Client screening
  • HMRC supervision prep
  • Incident and breach log
  • Telephony integration

Enterprise

£349/mo
Unlimited users
  • Everything in Professional
  • Multi-office dashboard
  • API access
  • Priority support

Frequently asked questions

Does it replace our practice management software?

No. Your practice management software handles billing, deadlines, and workflow. AccountPad handles the AML compliance documentation that practice management software does not touch: CDD records, SAR logs, risk assessments, training, and HMRC supervision prep.

Which supervisory body does it cover?

AccountPad aligns to HMRC AML supervision requirements and ICAEW/ACCA guidance. The templates and checklists reflect the Money Laundering Regulations 2017 as amended.

Can I import existing client data?

Yes. CSV import for client lists, CDD records, and training records. Bulk onboarding in minutes rather than re-entering everything manually.

Is my data safe?

All data is encrypted at rest and in transit. UK-hosted infrastructure. Your data is yours. Cancel any month and export everything.

How does the SAR log work?

Every SAR consideration is recorded with a timestamp, the staff member involved, the decision (file or not file), and the rationale. This creates the decision trail that HMRC expects, whether or not you ultimately submit a SAR to the NCA.

Can I export my data?

Yes. CSV and PDF export on all plans. Your data is yours. Cancel any month and take everything with you.

AccountPad is an administrative tool. It generates compliance documentation for qualified professional review. It does not provide legal or financial advice. The qualified professional always signs off.

HMRC-ready. Always.

Free tier available. No credit card required. Start in five minutes.

We will reply within one working day. No spam. No mailing list.

AccountPad — A Slatewick product